Growth Advantage Deferred Shares

The Growth Advantage Deferred Shares Offer is a safe, attractive investment. The product was designed with the best interest of our Members and clients in mind.

Features & Benefits

  • Minimum Investment (J$250,000)
  • Above-average fixed interest rate of  up to 7.25% per annum returns on investments
  • Interest paid quarterly
  • Excellent income stream for Corporations, Pensioners and Members who need cash flow to reinvest and to cover recurrent expenses.
  • Our Deferred Shares are safe investments. It forms part of VMBS’ Tier 2 Capital and has been approved by the Bank of Jamaica.
  • Safe secure saving in a solid institution

* Product features & benefits may be revised from time to time at the discretion of the Society and may change without prior notice. Rates are subject to change from time to time without notice.

VMBS reserves the right to close this offer prior to the stated date.

Best Suited For

  • Individuals and Corporations wishing to deposit lump sums for the medium to long-term
  • Individuals and Corporations seeking attractive interest rates
  • Savers wishing for an income stream who need cash flow to reinvest and to cover recurrent expenses.
  • Individuals wanting flexibility and safety


Deferred Shares Term Sheet



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