Take advantage of higher rates on your savings and deposit accounts than in a typical savings account one of the many benefits of being a Member of the “Better Society”.

VM iGain Certificate of Deposit (JMD)

Amount	30 days	90 days	180 days	365 days
10,000 – 49,999	1.00%	1.15%	1.25%	1.50%
50K – 249,999	1.20%	1.25%	1.35%	1.70%
250K – 499,999	1.30%	1.40%	1.60%	1.90%
500K – 999,999	1.75%	1.85%	2.10%	2.50%
1M – 4,999,999	2.30%	2.45%	2.65%	3.00%
5M – 9,999,999	2.65%	2.75%	2.95%	3.25%
10M – 19,999,999	2.95%	3.10%	3.25%	3.60%
20M and Over	3.20%	3.35%	3.65%	4.20%

VM iGain Certificate of Deposit (US)

Amount	30 days	90 days	180 days	365 days
1k – 19,999	0.10%	0.15%	0.25%	0.35%
20K – 49,999	0.20%	0.30%	0.40%	0.55%
50K – 99,999	0.35%	0.45%	0.55%	0.70%
100K & Over	0.55%	0.65%	0.75%	1.05%

VM iGain Certificate of Deposit (CAD)

Amount	30 days	90 days	180 days	365 days
1k – 24,999	0.15%	0.20%	0.25%	0.35%
25K & over	0.25%	0.30%	0.45%	0.60%

VM iGain Certificate of Deposit (GBP)

Amount	30 days	90 days	180 days	365 days
1k – 24,999	0.10%	0.15%	0.20%	0.30%
25K & over	0.15%	0.20%	0.25%	0.40%

VM iSave Account (JMD)

Amount
1K – 2,999	1.70%
3k – 9,999	3.00%
10k-99,999	3.25%
> = 100k	4.20%

VM iSave Account (US)

Amount
50-149	0.30%
150-1500	0.80%

VM iSave Account (CAD)

Amount
50 – 149	0.25%
150 -1,500	0.45%

VM iSave Account (GBP)

Amount
20 -99	0.15%
100 – 1,000	0.30%

Pursuant to regulatory requirements, all VMBS accounts are subject to “Know Your Customer” requirements and VMBS will request personal data and other verification information prior to establishing your account. Rates and all information above are subject to change without notice. Conditions Apply.