1st Home Mortgage


Happiness is a mortgage loan that gives you:

  • 24/7 online mortgage application tracking
  • Fast loan approval
  • Preferred mortgage rates and terms
  • Up to 100% financing
  • Discount on property valuation s by VMPS
  • VMBS/NHT joint financing
  • Loan repayment term of up to 40 years

Apply today for your keys to happiness

  • Proof of age & Identity (Valid passport, driver’s license or voter’s ID)
  • Completed mortgage application document
  • Valuation report done within the last six months
  • Photocopy of certificate of title
  • Proof of ability to repay
    • Employed individual: income letter and last three pay slips
    • Self-employed individual: Audited Financial Statement, bank statement for the last 12 months, Cash flow statements and income tax returns for the last two years
  • Signed agreement of sale
  • Proof of funds to complete transaction (closing cost)
  • NHT contribution letter to determine eligibility for NHT benefit

Happiness is owning your own home!

Get the keys to your dream home with a mortgage from VMBS. With up to 100% financing and low processing fees, owning your home is easy.

What next?

Get regular updates. Right in your inbox.

Bronto plugin

Keep in touch