Victoria Mutual Financial Rates

Welcome, as a mutual organization, one of our primary mandates is to provide our members with higher savings rates, lower loan rates and better FX rates. Following is a comprehensive list of all VMBS financial rates for all product categories spanning, savings and deposit accounts, term deposit accounts, mortgage loans and foreign exchange. Rates are subject to change from time to time without notice.

Term Deposit Rates

Take advantage of higher rates on your savings and deposit accounts than in a typical savings account one of the many benefits of being a Member of the "Better Society".

VM iGain Certificate of Deposit (J $)
Description Term in Days 10,000 - 49,999 50,000 - 249,999 250,000 - 499,999 500,000 - 999,999 1,000,000 - 4,999,999 5,000,000 & Over
Interest Rate % 30 days 1.00% 1.20% 1.30% 2.10% 2.50% 2.90%
  90 days 1.15% 1.25% 1.40% 2.20% 2.70% 3.05%
  180 days 1.25% 1.60% 1.80% 2.45% 3.00% 3.25%
  365 days 1.50% 1.80% 2.00% 2.70% 3.25% 3.50%

Pursuant to regulatory requirements, all VMBS accounts are subject to "Know Your Customer" requirements and VMBS will request personal data and other verification information prior to establishing your account. Rates and all information above are subject to change without notice. Conditions Apply.

VM iGain Certificate of Deposit (GBP £)
Description Term in Days 1,000 - 24,999 25,000 & Over
Interest Rate % 30 days 0.10% 0.30%
  90 days 0.15% 0.35%
  180 days 0.20% 0.45%
  365 days 0.35% 0.60%

Pursuant to regulatory requirements, all VMBS accounts are subject to "Know Your Customer" requirements and VMBS will request personal data and other verification information prior to establishing your account. Rates and all information above are subject to change without notice. Conditions Apply.

VM iGain Certificate of Deposit (US $)
Description Term in Days 1,000 - 19,999 20,000 - 49,999 50,000 - 99,999 100,000 - & 0ver
Interest Rate % 30 days 0.20% 0.35% 0.55% 0.75%
  90 days 0.30% 0.45% 0.65% 0.85%
  180 days 0.40% 0.55% 0.75% 1.00%
  365 days 0.50% 0.75% 0.90% 1.25%

Pursuant to regulatory requirements, all VMBS accounts are subject to "Know Your Customer" requirements and VMBS will request personal data and other verification information prior to establishing your account. Rates and all information above are subject to change without notice. Conditions Apply.

VM iGain Certificate of Deposit (CDN $)
Description Term in Days 1,000 - 24,999 25,000 & Over
Interest Rate % 30 days 0.20% 0.30%
  90 days 0.25% 0.35%
  180 days 0.30% 0.55%
  365 days 0.50% 0.80%

Pursuant to regulatory requirements, all VMBS accounts are subject to "Know Your Customer" requirements and VMBS will request personal data and other verification information prior to establishing your account. Rates and all information above are subject to change without notice. Conditions Apply.

VM iSave Account
Mth Deposit J$1,000 – J$2,999 J$3,000-J$9,999 J$10,000-J$100,000 J$100,001 & Over US$50-US$149 US$150-US$1,500 CAN$50-CAN$149 CAN$150-CAN$1,500 GBP£20-GBP£99 GBP£100-GBP£1,000
  Interest/Annum 1.80% 3.25% 3.50% 4.40% 0.30% 0.85% 0.25% 0.50% 0.15% 0.35%

Pursuant to regulatory requirements, all VMBS accounts are subject to "Know Your Customer" requirements and VMBS will request personal data and other verification information prior to establishing your account. Rates and all information above are subject to change without notice. Conditions Apply.

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