You may be asking yourself “why do I need to save”? Saving ensures that you; have an emergency fund to cover unexpected expenses, have the deposit and closing costs for a house, have the money or deposit to purchase a car, can pay for your children’s education or your future studies, are prepared for retirement or that you have the money to just enjoy life.

VM iGain Certificate of Deposit

Maximizing the returns on your savings is a major step towards securing your financial future. The VM iGain Certificate of Deposit provides the flexibility and returns to help you build a solid financial future.

The VM iGain Certificate of Deposit provides highly competitive rates on lump sums funds deposited in Jamaican Dollars, US Dollars, Canadian Dollars or British Pounds. Depositors have the option of choosing their deposit amount and maturity period (30, 90, 180 or 365 days).

Features & Benefits

  • Choose your maturity period (30, 90, 180 or 365 days).
  • Minimum Investment (J$10,000, US$1,000, CDN$1,000 and £1,000)
  • Highly competitive interest rates on J$, UK £ US $ or CDN $
  • Flexibility to save in the currency of choice
  • Interest paid at maturity
  • Flexibility to periodically add to your deposit
  • Savings are secured by deposit insurance
  • Safe secure saving in a solid institution
* Product features & benefits may be revised from time to time at the discretion of the Society and may change without prior notice. Rates are subject to change from time to time without notice.

Best Suited For

  • Individuals wishing to deposit lump sums (bonuses, gratuity, retroactive payments etc.) for the short to medium term
  • Time sensitive savers
  • Persons seeking attractive interest rates
  • Savers wishing to earn interest on interim savings intended for particular goals
  • Individuals wanting flexibility and safety

Click here to complete our Online contact request form and one of our Representatives will contact you or you may visit any of our VMBS Branches.

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