Let's get you home in 3 easy steps

The exciting times continue for our institution! Introducing Victoria Mutual Home in 3 Steps in line with our noble mission to empower all Jamaicans to realise their dream of Home Ownership and achieve Financial Independence.

Home in 3 Steps simplifies the homeownership process getting you:
  • Step 1: Save for the deposit and closing costs with an iSave for Home Account
  • Step 2: Search for the perfect house at vmpsrealestate.com; and
  • Step 3: Secure a mortgage through our online mortgage portal mortgagecentre.vmbs.com, walking into a Branch or visiting our new Mortgage Centre at the Liguanea Post Mall with an iSave for Home Mortgage or a First Home Mortgage.

The Right Products to get you home

iSave for Home Savings Account

  • Start with as Low as J$5,000, US/CAD $100 or £75 Monthly.
  • Attractive Interest Rates.
  • Save in Your Currency of Choice: JMD | USD | CAD | GBP.
  • Access to Special Mortgage Benefits*

Download product brochure

iSave for Home Mortgage

Features
  • Preferred Mortgage Rates
  • Up to 97% Financing
  • 50% Discount on Valuations
  • 10% Discount on the First Year Insurance Premium
  • 24/7 Online Mortgage Tracking

Download product brochure

First Home Mortgage

Features
  • Step by Step Guidance
  • 24/7 Online Mortgage Tracking
  • Up to 97% Financing
  • Flexible Repayment Periods
  • Interest Rate Fixed for 3 Years
  • 50% Discount on Valuations
  • 10% Discount on the First Year Insurance Premium

Download product brochure

Own your home in 3 Easy Steps

Let's talk about your financial goals and how to save. Click or tap here to start.


Start the search for your dream home now. Click or tap here to begin.


Close the deal with a mortgage from Victoria Mutual. Click or tap here to begin the process.