Over a Century of Mutuality

We are a mutual organisation whose mission is to maximize value for our members and other key stakeholders by providing exceptional financial services locally, regionally and internationally to Caribbean nationals through enabling technology and a highly trained and motivated team.

Annual Reports

2015 VMBS Annual Report

2015 VMBS Annual Report

The One Hundred and Thirty-Seventh Annual Report and Statements of Revenue and Expenditure of the Group and the Society, for the year ended 31 December 2015, together with Balance Sheets of the Group and the Society, as at that date.

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2014 VMBS Annual Report

2014 VMBS Annual Report

The One Hundred and Thirty-Sixth Annual Report and Statements of Revenue and Expenditure of the Group and the Society, for the Year Ended 31 December 2014, together with Balance Sheets of the Group and the Society, as at that date.

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2013 VMBS Annual Report

2013 VMBS Annual Report

The One Hundred and Thirty-Fifth Annual Report and Statements of Revenue and Expenditure of the Group and the Society, for the Year Ended 31 December 2013, together with Balance Sheets of the Group and the Society, as at that date.

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2012 VMBS Annual Report

2012 VMBS Annual Report

The One Hundred and Thirty-Fourth Annual Report and Statements of Revenue and Expenditure of the Group and the Society, for the year ended 31 December 2012, together with Balance Sheets of the Group and the Society, as at that date.

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2011 VMBS Annual Report

2011 VMBS Annual Report

The One Hundred and Thirty-Third Annual Report and Statements of Revenue and Expenditure of the Group and the Society, for the year ended 31 December 2011, together with Balance Sheets of the Group and the Society, as at that date.

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2010 VMBS Annual Report

2010 VMBS Annual Report

The One Hundred and Thirty-Second Annual Report and Statements of Revenue and Expenditure of the Group and the Society, for the year ended 31 December 2010, together with Balance Sheets of the Group and the Society, as at that date.

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2009 VMBS Annual Report

2009 VMBS Annual Report

The One Hundred and Thirty-first Annual Report and Statements of Revenue and Expenditure of the Group and the Society, for the year ended 31 December 2009, together with Balance Sheets of the Group and the Society, as at that date.

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2008 VMBS Annual Report

2008 VMBS Annual Report

The One Hundred and Thirtieth Annual Report and Statements of Revenue and Expenditure of the Group and the Society, for the year ended 31 December 2008, together with Balance Sheets of the Group and the Society, as at that date.

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2007 VMBS Annual Report

2007 VMBS Annual Report

The One Hundred and Twenty-Ninth Annual Report and Statements of Revenue and Expenditure of the Group and the Society, for the year ended 31 December 2007, together with Balance Sheets of the Group and the Society, as at that date.

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