Over a Century of Mutuality

We are a mutual organisation whose mission is to maximize value for our members and other key stakeholders by providing exceptional financial services locally, regionally and internationally to Caribbean nationals through enabling technology and a highly trained and motivated team.

Corporate Profile

Built on a solid foundation of 130 years, Victoria Mutual Building Society (VMBS) is one of the leading financial institutions in the Caribbean. The organisation has provided financial solutions for generations of Jamaicans and Caribbean Nationals at home and in the Diaspora, with the core philosophy of creating value for members.

As a mutual organisation, VMBS is owned by and run for the benefit of its members and not shareholders, as is the case with typical financial institutions. Fully committed to the principles of mutuality, VMBS creates tangible value through attractive rates on savings and loans, no or minimal fees for day-to-day services, responsive customer service and products and services carefully crafted to meet member's needs.

VMBS operates as an outstanding Jamaican corporate citizen, working closely with the communities in which it operates and undertakes numerous corporate social outreach activities geared at helping to build a better society. Areas of focus include education, sports, youth and community development.

The organisation remains committed to continuing the tradition of integrity, innovation, solid performance and excellent service.

Our Core Values

Our organisation and service delivery is based on the following Core Values

  • Flexibility
  • Integrity
  • Teamwork
  • Innovation
  • Respect
  • Excellence
  • Enthusiasm

The Home of Financial Independence